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Track vs Generate

Plutus supports two recurring modes.

Plutus automatically creates a transaction on each scheduled date. This is ideal for fixed-amount payments like rent or subscriptions. Transactions are created with pending status.

Plutus watches for matching incoming transactions from bank sync or manual entry. It does not auto-create the transaction. Instead, it marks occurrences as received when matched. This is useful for variable-amount payments.

When enabled for a Track mode recurring transaction, Plutus creates a transaction rule that automatically links matching incoming transactions to the recurring series.

  • Use Generate when you already know the transaction should exist on the schedule
  • Use Track when the transaction amount or timing may vary and you want Plutus to watch for it