Create Automatically vs Watch Bank Transactions

Plutus supports two ways to handle recurring items.

Create Automatically

Plutus automatically creates a transaction on each scheduled date. This is ideal for fixed-amount payments like rent or subscriptions. Transactions are created with pending status.

Watch Bank Transactions

Plutus watches for matching incoming transactions from bank sync or manual entry. It does not auto-create the transaction. Instead, it marks occurrences as received when matched. This is useful for variable-amount payments.

Matching Settings

When matching is resumed for a watched recurring item, Plutus creates a transaction rule that automatically links matching incoming transactions to the recurring series.

Which Handling Should You Use?

• Use Create automatically when you already know the transaction should exist on the schedule
• Use Watch bank transactions when the amount or timing may vary and you want Plutus to watch for it